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Character.AI vs Microsoft 365 Copilot

Character.AIvs Microsoft 365 Copilot vs
Short answer

Which costs less

Cheapest way inCharacter.AI c.ai+ · $9.99/mo
Lowest top tierCharacter.AI c.ai+ · $9.99/mo
Cheapest per team seatMicrosoft 365 Copilot · $21/seat
Free planCharacter.AI, Microsoft 365 Copilot

Side by side

Monthly list price before tax
Character.AIMicrosoft 365 Copilot
Free planYesYes
Cheapest paid$9.99c.ai+$9.99Microsoft 365 Personal
Billed yearly$7.92/mo$8.33/mo
Top tier$9.99c.ai+$99.99Microsoft 365 Pro
Team, per seat—$21
Limit on cheapest planHighest daily feature limits; unlimited top models; 30 pinned memories; no ads or slow modeIncludes AI credits and feature limits; when credits run out a feature may be unavailable until the allowance resets
User rating how it works3.6 / 5561k ratings—
Last change——
Full pricingCharacter.AI pricing →Microsoft 365 Copilot pricing →

Every plan

Per month
Character.AI
  • Free$0
  • c.ai+$9.99
Microsoft 365 Copilot
  • Copilot Free$0
  • Microsoft 365 Personal$9.99
  • Microsoft 365 Family$12.99
  • Microsoft 365 Premium$19.99
  • Microsoft 365 Pro$99.99
  • Copilot Chat (work)$0/seat
  • Business add-on$25.20/seat
  • Business Standard with Copilot$28.20/seat
  • Business Premium with Copilot$38.40/seat
  • Enterprise add-onCustom
Team cost

What a team pays

Character.AINo team plan
Microsoft 365 Copilot$210/mo · Business add-on

Cheapest team plan for each tool, billed yearly where offered.

Usage limits

How much you get

Character.AI FreeLimited daily feature use; no premium chat styles; 15 pinned memories; ads and slow mode
Character.AI c.ai+Highest daily feature limits; unlimited top models; 30 pinned memories; no ads or slow mode
Microsoft 365 Copilot Copilot FreeLimited free version, subject to available capacity and limits
Microsoft 365 Copilot Microsoft 365 PersonalIncludes AI credits and feature limits; when credits run out a feature may be unavailable until the allowance resets
Price changes

Recent changes

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Prices from official pricing pages; each page shows when it was last checked How we collect prices Some links are affiliate links; they never change the prices or the order shown. Disclosure